Debt Structuring

Join us as a Debt Structurer working in Corporate Banking supporting our Real Estate team. You will be working closely with your assigned Corporate Bankers in all sales support activity to drive the growth and management of their portfolios. You will proactively develop appropriate solutions to exceed client expectations and maximise overall satisfaction and advocacy. Supporting the implementation of complex transactions through effective deal management and use of a strong internal network. Assisting with business development activities and managing the on-boarding of new client relationships.

This role allows the jobholder to develop their skills and experience and forms a key step in the career path to becoming a Corporate Banker.

Key Accountabilities

• Be a key member of the deal team in the execution of complex lending transactions and new deals. Act as the project manager to ensure the transactions are delivered on time and in line with client expectations and Bank regulations to achieve great customer outcomes.
• Assist with the creation, co-ordination and delivery of robust client account plans. Identify appropriate product solutions for clients and support their delivery, ensuring the bank’s records are maintained accurately.
• Attend client meetings with or without the Banker and be willing to lead these meetings in support of colleagues such as Product Specialists.
• Work towards deputising for the Bankers of the portfolios you support, acting as a primary contact point for colleagues and clients.

Essential Skills/Basic Qualifications:

Technical Skills

• Sales
• Networking
• Communication (including presentation skills)
• Negotiation
• IT
• Credit

Knowledge of the Bank’s products, services and policies required to undertake the role:

• Awareness of complex corporate products
• Commercial Awareness
• Understand complex debt structures
• Competent in the use of the Global Pricing Tool for both debt and transactions.
• Client service needs and drivers of satisfaction
• A broad understanding of corporate business
• Rigour, Conduct Risk and Compliance
• Credit skills
• Understanding of income, RWA, pricing

Desirable skills/Preferred Qualifications:

Real Estate skills

• High-level understanding of loan structuring and financial modelling
• Ability to undertake analytical assessment of lending requests, with an ability to identify potential risks and factor this into the lending assessment
• Working knowledge of the Real Estate industry

You may be assessed on the key critical skills relevant for success in role, such as risk and controls, change and transformation, business acumen strategic thinking and digital and technology, as well as job-specific technical skills.

This role is based in London. 

Purpose of the role

To manage debt relationships with high-value corporate clients and potential clients  Provide support to the bank's senior management team in setting strategic direction and,  managing debt structuring risk across the organisation. 

Accountabilities

• Collaboration with account managers to structure, recommend and fully implement relevant debt products and services to existing and potential clients.
• Management of debt structuring, including oversight of colleagues and their performance, implementation of departmental goals and objectives, oversight of department efficiency and effectiveness.  .
• Relationship management of debt structuring stakeholders, including identifying relevant stakeholders, and maintenance of the quality of external third party services.
• Management of key stakeholder relationships within target companies to understand their needs and recommend appropriate solutions.
• Management of debt structuring risk, including identification of potential risks, development of strategies to mitigate those risks, and maintenance of alignment between the bank’s debt structuring and compliance functions.  .
• Monitoring the financial performance of each transaction completed as well as the wider debt structuring department, including revenue, profitability, and cost control.
• Conducting thorough market research to understand market trends, competitive landscape, and regulatory changes to identify market opportunities.

Assistant Vice President Expectations

• To advise and influence decision making, contribute to policy development and take responsibility for operational effectiveness. Collaborate closely with other functions/ business divisions.
• Lead a team performing complex tasks, using well developed professional knowledge and skills to deliver on work that impacts the whole business function. Set objectives and coach employees in pursuit of those objectives, appraisal of performance relative to objectives and determination of reward outcomes
• If the position has leadership responsibilities, People Leaders are expected to demonstrate a clear set of leadership behaviours to create an environment for colleagues to thrive and deliver to a consistently excellent standard. The four LEAD behaviours are: L – Listen and be authentic, E – Energise and inspire, A – Align across the enterprise, D – Develop others.
• OR for an individual contributor, they will lead collaborative assignments and guide team members through structured assignments, identify the need for the inclusion of other areas of specialisation to complete assignments. They will identify new directions for assignments and/ or projects, identifying a combination of cross functional methodologies or practices to meet required outcomes.
• Consult on complex issues; providing advice to People Leaders to support the resolution of escalated issues.
• Identify ways to mitigate risk and developing new policies/procedures in support of the control and governance agenda.
• Take ownership for managing risk and strengthening controls in relation to the work done.
• Perform work that is closely related to that of other areas, which requires understanding of how areas coordinate and contribute to the achievement of the objectives of the organisation sub-function.
• Collaborate with other areas of work, for business aligned support areas to keep up to speed with business activity and the business strategy.
• Engage in complex analysis of data from multiple sources of information, internal and external sources such as procedures and practises (in other areas, teams, companies, etc).to solve problems creatively and effectively.
• Communicate complex information. 'Complex' information could include sensitive information or information that is difficult to communicate because of its content or its audience.
• Influence or convince stakeholders to achieve outcomes.

All colleagues will be expected to demonstrate the Barclays Values of Respect, Integrity, Service, Excellence and Stewardship – our moral compass, helping us do what we believe is right. They will also be expected to demonstrate the Barclays Mindset – to Empower, Challenge and Drive – the operating manual for how we behave.