Senior Analyst

Step into the role of Senior Analyst at Barclays, where you'll provide first-class support by conducting in-depth due diligence, ensuring compliance with regulatory requirements, and safeguarding our clients and organization with expertise and care.

Private Bank & Wealth Management Credit Operations supports and services the Lending (Credit) requirements for a suite of credit products ranging from Mortgages, Secured Backed Lending, Portfolio Finance, Loans, Overdrafts etc. across both wealth  & PB entities, across UK and Channel Islands.

About Credit Operations
Post-Sanction Fulfilment (PSF) & Collateral teams are further segregated basis the managed activities performed by the following teams to support the Credit Lifecycle.
o  Documentation Team
o  Fit to Lend (FTL)
o  Drawdown
o  Registration & Perfection
o  Collateral Monitoring
o  Credit Servicing  

Overall purpose of role
The role holder will be responsible for review on Documents Generated, Documents Issued, dealing with Solicitors instructions, Conditions Precedent Execution and Lapsed Facility letter management..

You may be assessed on key critical skills relevant for success in role such as:

The ideal candidate can be aligned to perform the outlined tasks (stated below) within the target operating model of Credit Operations.
•  The Facility and Collateral Documentation team is responsible for the production and issuance of Credit Agreement (Facility & Security documents) to the RM/FO and Solicitors for completion and execution.
•  The Facility and Collateral Setup team is responsible for the receipt and validation of returned Credit Agreement documents (inc. Fit to Lend checks and Limit Marking) and the setup of these on the required system before drawdown is completed. The role holder will be responsible for Document Receipt & Management, Document Validation, Conditions Precedent Execution, Account Opening, Expired Facility Letter Management, Setup Facility, Book Collateral and Mark Limits.
•  The Draw Facility Team is responsible for drawing execution upon client request and management of any drawdown issues arising from lapsed facilities or failed transactions.  The role holder will be responsible for; issuing drawdown letters, basic client authority checks, managing failed transactions/return of funds, there will also be internal liaison with relationship managers. 
•  The Collateral Registration and Perfection team is responsible for registration and perfection of collateral with third parties across all security types, jurisdictions and legal entities.  The role holder will be responsible for; document management, registration of collateral with 3rd parties; document validation, document custody and perfection, there will also be 3rd party liaison.  Within this role it is essential to have detailed knowledge of security types across asset classes.  
•  The Monitoring team is responsible for the collateral and facility monitoring, information validation and escalation of breaches to appropriate Credit Risk and Private Bank functions.  The role holder will be responsible for; issue escalation/exception management, information integrity checks, feeds checks, margin calls/close out, bespoke monitoring, revaluation requests and internal liaison.  
•  The Monitoring team are also responsible for the management of excess account positions and the issuance of regulatory documentation in correspondence with the above. The role holder will be accountable for reviewing, identifying and taking the appropriate actions on excess positions.
•  The Credit Servicing team is responsible for facility and collateral administration: ranging from customer enquires through lifecycle event management to collateral discharge and facility closure.  The role holder will be responsible for; process execution, lifecycle event management, facility amendments, customer enquiries/complaints, managing daily volumes of post and managing end of terms. 
•  The Controls Team takes ownership for implementing and adherence to internal and external controls and regulations.  The role holder will be responsible for; a number of tasks including; quality assurance, audit, risk event management, root cause analysis and regulatory adherence. 

You may be assessed on key essential skills relevant for success in role, such as risk and controls, change and transformation, business acumen, strategic thinking and digital and technology, as well as job-specific technical skills.

This role is based out of Pune.

Purpose of the role

To support PBWM with day-to-day processing, reviewing, reporting, and issue resolution. 

Accountabilities

• Support with day-to-day Private Bank and Wealth Management initiatives including processing, reviewing, reporting, and issue resolution with regards to accounts, products and services.

• Support the management of the banks client relations to clearly identify their needs and provide a service that meets expectations.

• Collaboration with teams across the bank to align and integrate Private Bank and Wealth Management processes.

• Identification of areas for improvement and providing recommendations for change in Private Bank and Wealth Management processes.

• Development and implementation of Private Bank and Wealth Management procedures and controls to mitigate risks and maintain operational efficiency.

• Development of reports and presentations on Private Bank and Wealth Management performance and communicate findings to internal senior stakeholders.

• Identification of industry trends and developments to implement best practice in Private Bank and Wealth Management Services.

• Participation in projects and initiatives to improve Private Bank and Wealth Management efficiency and effectiveness.

Analyst Expectations

• To meet the needs of stakeholders/ customers through specialist advice and support

• Perform prescribed activities in a timely manner and to a high standard which will impact both the role itself and surrounding roles.

• Likely to have responsibility for specific processes within a team

• They may lead and supervise a team, guiding and supporting professional development, allocating work requirements and coordinating team resources. They supervise a team, allocate work requirements and coordinate team resources.

• If the position has leadership responsibilities, People Leaders are expected to demonstrate a clear set of leadership behaviours to create an environment for colleagues to thrive and deliver to a consistently excellent standard. The four LEAD behaviours are: L – Listen and be authentic, E – Energise and inspire, A – Align across the enterprise, D – Develop others.

• OR for an individual contributor, they manage own workload, take responsibility for the implementation of systems and processes within own work area and participate on projects broader than direct team.

• Execute work requirements as identified in processes and procedures, collaborating with and impacting on the work of closely related teams.

• Check work of colleagues within team to meet internal and stakeholder requirements.

• Provide specialist advice and support pertaining to own work area.

• Take ownership for managing risk and strengthening controls in relation to the work you own or contribute to. Deliver your work and areas of responsibility in line with relevant rules, regulation and codes of conduct.

• Maintain and continually build an understanding of how all teams in area contribute to the objectives of the broader sub-function, delivering impact on the work of collaborating teams.

• Continually develop awareness of the underlying principles and concepts on which the work within the area of responsibility is based, building upon administrative / operational expertise.

• Make judgements based on practise and previous experience.

• Assess the validity and applicability of previous or similar experiences and evaluate options under circumstances that are not covered by procedures.

• Communicate sensitive or difficult information to customers in areas related specifically to customer advice or day to day administrative requirements.

• Build relationships with stakeholders/ customers to identify and address their needs.

All colleagues will be expected to demonstrate the Barclays Values of Respect, Integrity, Service, Excellence and Stewardship – our moral compass, helping us do what we believe is right. They will also be expected to demonstrate the Barclays Mindset – to Empower, Challenge and Drive – the operating manual for how we behave.