Vice President Mortgage Underwriting

Join us as a Vice President Mortgage Underwriting. At Barclays, innovation isn’t just encouraged; it’s expected and and help us turn challenges into opportunities by leading a team that manages review of Mortgage applications based on established credit policies, risk appetite, and regulatory requirement and evaluating financial information, evaluating creditworthiness, and recommending credit terms and conditions to ensure responsible lending practices.

To be successful as a Vice President Mortgage Underwriting, you should have experience with:

• UK Mortgages at a leadership role for a minimum of 3 years. Strong application of general accounting, Principles, cash flow and balance sheet and analysis and interpretation, Stakeholder management (Fraud, Risk teams and Intermediaries).
• Strong knowledge across a wide range of Mortgage products and instruments. Strong awareness of how UK mortgages – functions and flow. Must be decisive and a clear communicator both written and oral. Ability to handle a significant volume of data and pull out the important aspects, summarize and draw conclusions.
• Strong awareness of automation tools and how each can be leveraged. Good Awareness around performance management.

Some other highly valued skills may include

• Six sigma or lean certified.
• Any certification around data analytics.

You may be assessed on the key critical skills relevant for success in role, such as risk and controls, change and transformation, business acumen strategic thinking and digital and technology, as well as job-specific technical skills.

This role is based in our Noida office.

Purpose of the role

To support business areas with day-to-day processing, reviewing, reporting, trading and issue resolution. 

Accountabilities

• Support various business areas with day-to-day initiatives including processing, reviewing, reporting, trading, and issue resolution.
• Collaboration with teams across the bank to align and integrate operational processes.
• Identification of areas for improvement and providing recommendations in operational processes.
• Development and implementation of operational procedures and controls to mitigate risks and maintain operational efficiency.
• Development of reports and presentations on operational performance and communicate findings to internal senior stakeholders.
• Identification of industry trends and developments to implement best practice in banking operations.
• Participation in projects and initiatives to improve operational efficiency and effectiveness.

Vice President Expectations

• Advise key stakeholders, including functional leadership teams and senior management on functional and cross functional areas of impact and alignment.
• Manage and mitigate risks through assessment, in support of the control and governance agenda.
• Demonstrate leadership and accountability for managing risk and strengthening controls in relation to the work your team does.
• Demonstrate comprehensive understanding of the organisation functions to contribute to achieving the goals of the business.
• Collaborate with other areas of work, for business aligned support areas to keep up to speed with business activity and the business strategies.
• Create solutions based on sophisticated analytical thought comparing and selecting complex alternatives. In-depth analysis with interpretative thinking will be required to define problems and develop innovative solutions.
• Adopt and include the outcomes of extensive research in problem solving processes.
• Seek out, build and maintain trusting relationships and partnerships with internal and external stakeholders in order to accomplish key business objectives, using influencing and negotiating skills to achieve outcomes.

All colleagues will be expected to demonstrate the Barclays Values of Respect, Integrity, Service, Excellence and Stewardship – our moral compass, helping us do what we believe is right. They will also be expected to demonstrate the Barclays Mindset – to Empower, Challenge and Drive – the operating manual for how we behave.