Real Estate Asset Management

Join us at Barclays as a Real Estate Asset Management VP, where you will play a pivotal role in managing a diverse portfolio of Real Estate investment debt assets across residential, retail, industrial, office, life sciences and student accommodation sectors. You will help preserve credit quality, uphold high data standards and ensure the effective risk management of complex transactions with minimum debt exposures of £10 million. Working alongside the lead REAM VP, you will support the leadership of the team, shape future workflows and help drive innovative solutions as the Real Estate debt book continues to grow. You will lead and develop a team of Asset Managers while engaging extensively with clients and internal stakeholders.

What you’ll be doing:

• Leading a team to deliver best in class management of £10 million+ syndicated and bilateral real estate loans, including line management and capability development.

• Overseeing portfolio performance , identifying portfolio trends and communicating insights to stakeholders.

• Ensure team are:

  • Monitoring timely receipt and review of borrower information, including covenant testing and escalation.

  • Maintaining accurate loan lifecycle data within the workflow system (UKRE).

  • delivering accurate and timely processing of loan cashflows, including interest and principal waterfalls.

• Supervising borrower requests, ensuring high‑quality internal recommendations and managing execution of approved actions.

• Developing and updating REAM policies, procedures and operating processes with key stakeholders.

• Ensuring compliance with legal, regulatory and rating agency requirements.

• Reviewing systems and partnering with technology teams to improve tools and data reporting.

Essential Skills / Basic Qualifications:

• Proven leadership experience, including managing and developing teams.

• Strong analytical and numerical skills with the ability to risk‑manage a portfolio of real estate lending.

• Experience within the real estate sector, including knowledge of lending structures and associated LMA documentation.

• Excellent communication skills, with confidence to engage clients and present portfolio‑level insights to senior stakeholders.

• Strong IT capability, including proficiency in Excel and financial models.

Desirable Skills / Preferred Qualifications:

• Ability to manage competing priorities in a fast‑paced environment.

• Portfolio management experience and understanding of risk mitigation and balance sheet management strategies.

• Strong stakeholder management skills with the ability to influence and drive key objectives.

You may be assessed on the key critical skills relevant for success in role, such as risk and controls, change and transformation, business acumen strategic thinking and digital and technology, as well as job-specific technical skills.

This role is based in 1CP London.

Purpose of the role

To manage debt relationships with high-value corporate clients, balancing the bank's risk appetite with the needs of their clients, ensuring that credit is extended responsibly and strategically. 

Accountabilities

• Management of client relations and proactively addressing their needs and concerns, exceeding expectations to maintain their loyalty.
• Monitoring and analysis of industry trends and the client's financial situation, utilising various resources such as financial statements and credit history reports, to assess the credit worthiness of potential customers, identify potential risks and implement measures to address concerns, and communicate key findings/recommendations to relevant stakeholders.
• Collaboration with account managers for recommendation and selling of relevant banking products and services.
• Negotiation of credit agreements that align with the client's financial needs and the bank's risk appetite.
• Negotiation of debt restructuring agreements in cases of financial distress including the exploration of options such as loan modifications, interest rate adjustments, or forbearance agreements to prevent default and maintain the relationship.
• Resolution of credit agreements issues, including the investigation of the matter, information gathering, and collaborating with relevant departments to resolve the issue to the client's satisfaction.
• Development and implementation of risk management strategies, including the identification of potential credit risks, assessment of impact scenarios, and recommendations of mitigation measures to reduce the bank's overall exposure.

Vice President Expectations

• To contribute or set strategy, drive requirements and make recommendations for change. Plan resources, budgets, and policies; manage and maintain policies/ processes; deliver continuous improvements and escalate breaches of policies/procedures..
• If managing a team, they define jobs and responsibilities, planning for the department’s future needs and operations, counselling employees on performance and contributing to employee pay decisions/changes. They may also lead a number of specialists to influence the operations of a department, in alignment with strategic as well as tactical priorities, while balancing short and long term goals and ensuring that budgets and schedules meet corporate requirements..
• If the position has leadership responsibilities, People Leaders are expected to demonstrate a clear set of leadership behaviours to create an environment for colleagues to thrive and deliver to a consistently excellent standard. The four LEAD behaviours are: L – Listen and be authentic, E – Energise and inspire, A – Align across the enterprise, D – Develop others..
• OR for an individual contributor, they will be a subject matter expert within own discipline and will guide technical direction. They will lead collaborative, multi-year assignments and guide team members through structured assignments, identify the need for the inclusion of other areas of specialisation to complete assignments. They will train, guide and coach less experienced specialists and provide information affecting long term profits, organisational risks and strategic decisions..
• Advise key stakeholders, including functional leadership teams and senior management on functional and cross functional areas of impact and alignment.
• Manage and mitigate risks through assessment, in support of the control and governance agenda.
• Demonstrate leadership and accountability for managing risk and strengthening controls in relation to the work your team does.
• Demonstrate comprehensive understanding of the organisation functions to contribute to achieving the goals of the business.
• Collaborate with other areas of work, for business aligned support areas to keep up to speed with business activity and the business strategies.
• Create solutions based on sophisticated analytical thought comparing and selecting complex alternatives. In-depth analysis with interpretative thinking will be required to define problems and develop innovative solutions.
• Adopt and include the outcomes of extensive research in problem solving processes.
• Seek out, build and maintain trusting relationships and partnerships with internal and external stakeholders in order to accomplish key business objectives, using influencing and negotiating skills to achieve outcomes.

All colleagues will be expected to demonstrate the Barclays Values of Respect, Integrity, Service, Excellence and Stewardship – our moral compass, helping us do what we believe is right. They will also be expected to demonstrate the Barclays Mindset – to Empower, Challenge and Drive – the operating manual for how we behave.