Special Asset Management - SME Case Management

Join us as a Special Asset Management - SME Case Management at Barclays, where you'll spearhead the evolution of our digital landscape, driving innovation and excellence. You'll harness cutting-edge technology to revolutionize our digital offerings, ensuring unapparelled customer experiences. SAM operates across the UK Corporate, Investment and Private Bank providing advice and support to colleagues with counterparties displaying deteriorating risk. We also assume credit responsibilities for cases we adopt. Colleagues in Mumbai perform a range of activities which involves working closely and supporting the SAM Deal team with the delivery of case management activities, in compliance with Group Polices and standards. In addition, the team also supports control related activities and impairment analysis and reporting in line with governance and control framework. The team also actively is involved with numerous projects that include supporting strategic initiatives.

To be successful as a Special Asset Management - SME Case Management, you should have experience with:

Basic/ Essential Qualifications:

• Bachelor’s degree or foreign equivalent preferable, but not essential.
• Credit and risk management experience (or equivalent commercial experience),
• Strong background in financial analysis,
• Possess a high degree of self-motivation and energy, the ability to drive for results, and a track record of setting and achieving goals and meeting schedules.
• Possess the presence, maturity, and credibility to present effectively to internal and external stakeholders.
• Possess excellent interpersonal, verbal and written communication skills and have the ability to clearly articulate complex concepts and ideas.
• Possess excellent stakeholder management and relationship skills, excellent negotiation and influencing skills.
• Effective time management and a proven ability to work to deadlines.
• Team player.

Desirable skillsets/ good to have:

• Knowledge of financing products and services used by Investment and Corporate Banking clients.
• Experience of operating controls and drawing conclusions from the outcome
• Excellent time management skills.
• Ability to manage expectations, challenging upwards if necessary.
• Ability to use initiative and to work to deadlines.
• Negotiation and/or influencing skills.
• Expertise in all Microsoft Office applications (particularly excel and PowerPoint) and applications relating to financial and credit analysis.

You may be assessed on the key critical skills relevant for success in role, such as risk and controls, change and transformation, business acumen strategic thinking and digital and technology, as well as job-specific technical skills.

This role will be based out of Mumbai.

Purpose of the role

To minimise the bank's losses on troubled loans by actively working to restructure, recover, or dispose of delinquent or non-performing loans, they are the bank's financial detective, uncovering the reasons behind loan defaults, negotiating repayment plans, and implementing solutions to maximize recoveries.

Accountabilities

• Identification and analysis of delinquent or restructured loans with deteriorating financial conditions.
• Analysis of borrower's financial statements, business plans, and market conditions to assess repayment potential.
• Monitoring and tracking of the performance of workout plans, ensuring compliance with agreed-upon terms.
• Development and proposition of comprehensive workout plans that balance recovery maximisation with borrower viability.
• Negotiation and finalisation of settlements or pursue litigation as necessary, in line with bank policies and regulations.
• Operation of an effective control environment to ensure compliance with relevant bank policies and regulations.

Analyst Expectations

• To meet the needs of stakeholders/ customers through specialist advice and support
• Perform prescribed activities in a timely manner and to a high standard which will impact both the role itself and surrounding roles.
• Likely to have responsibility for specific processes within a team
• They may lead and supervise a team, guiding and supporting professional development, allocating work requirements and coordinating team resources. They supervise a team, allocate work requirements and coordinate team resources.
• If the position has leadership responsibilities, People Leaders are expected to demonstrate a clear set of leadership behaviours to create an environment for colleagues to thrive and deliver to a consistently excellent standard. The four LEAD behaviours are: L – Listen and be authentic, E – Energise and inspire, A – Align across the enterprise, D – Develop others.
• OR for an individual contributor, they manage own workload, take responsibility for the implementation of systems and processes within own work area and participate on projects broader than direct team.
• Execute work requirements as identified in processes and procedures, collaborating with and impacting on the work of closely related teams.
• Check work of colleagues within team to meet internal and stakeholder requirements.
• Provide specialist advice and support pertaining to own work area.
• Take ownership for managing risk and strengthening controls in relation to the work you own or contribute to. Deliver your work and areas of responsibility in line with relevant rules, regulation and codes of conduct.
• Maintain and continually build an understanding of how all teams in area contribute to the objectives of the broader sub-function, delivering impact on the work of collaborating teams.
• Continually develop awareness of the underlying principles and concepts on which the work within the area of responsibility is based, building upon administrative / operational expertise.
• Make judgements based on practise and previous experience.
• Assess the validity and applicability of previous or similar experiences and evaluate options under circumstances that are not covered by procedures.
• Communicate sensitive or difficult information to customers in areas related specifically to customer advice or day to day administrative requirements.
• Build relationships with stakeholders/ customers to identify and address their needs.

All colleagues will be expected to demonstrate the Barclays Values of Respect, Integrity, Service, Excellence and Stewardship – our moral compass, helping us do what we believe is right. They will also be expected to demonstrate the Barclays Mindset – to Empower, Challenge and Drive – the operating manual for how we behave.